Guiding your family with the Power of Financial Knowledge

Many families do not understand the various financial products resulting in a guessing game and hoping that what they currently have, are the correct products for their situation. We provide clarity on the many financial products, through education, to help you choose with confidence.

Over 1600 Happy Clients and Counting
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  • Clarity of financial products
  • Personal Solutions
  • Financial Knowledge

Not understanding your financial options it can cost you dearly:

  • You might overpay in taxes without realizing it.
  • You could be underinsured, leaving loved ones at risk.
  • Your retirement plan may overlook market swings or healthcare costs.
  • Financial confusion often leads to stress, lost time, and missed chances to secure your future.

Many financial professionals are not taking the time to educate their clients. Instead of guiding people through their options, they rush to recommend products without context. That leaves everyday families confused, unprepared, and often locked into plans that don’t fit their needs.

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At Wealth Shield Consultants, we start with education—clear, honest conversations that focus on your goals. No pressure. No confusing jargon. No cookie-cutter plans.

 

Instead, you’ll get personalized guidance that helps you truly understand how financial tools work—and how to use them to protect what matters most and build a secure future for your family.

Most financial advisors won’t offer the solutions we do. Often, it’s because they aren’t trained in these strategies, or they simply aren’t licensed to offer them. But these are the kinds of tools your family deserves to know about.

Over the past decade, I’ve helped thousands of clients feel confident and in control of their finances—not by pushing products, but by helping them understand their options. Once you understand how financial tools work, you'll clearly see the path toward your retirement goals, family protection, and long-term financial security.

Our Service

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Tax Strategies for Lowering Income Taxes in Retirement

Because You Deserve to Enjoy Retirement—Not Pay More Than You Have To

Nobody wants to give a big chunk of their retirement income back to the IRS. That’s where smart tax strategies come in. We help you plan ahead so you can lower your income taxes in retirement and keep more of what you’ve worked so hard to save.

We’ll sit down together, look at your current plan (or help you build one), and walk through options like Roth conversions, tax-free income sources, and withdrawal strategies that can help you stay in a lower tax bracket. It’s not about loopholes—it’s about using the rules to your advantage.

The goal? To make sure your money lasts longer, goes further, and gives you the freedom to actually enjoy retirement, not worry about it.

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Cover Medical Bills Without Touching Your Savings

Protect Your Health—And Your Retirement

Medical expenses in retirement can come out of nowhere—and fast. But draining your savings to cover them shouldn’t be your only option.

That’s where living benefits come in. With the right kind of life insurance policy, you can access money while you’re still alive if you face a serious illness, injury, or need long-term care. That means you get help covering medical bills without dipping into your retirement accounts or selling off your investments.

It’s like having a financial safety net for life’s what-ifs—so you can focus on getting better, not on how you’re going to pay for it.

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Never Run Out of Money in Retirement

Turn Retirement Into a Paycheck You Can Count On—For Life.
One of the biggest fears about retirement is running out of money. And honestly, it's a valid concern—but it doesn’t have to be your story.

We help you create a plan that gives you guaranteed income for life, so you can enjoy retirement without constantly checking the market or stressing over your balance. Using proven strategies and tools—like lifetime income accounts and tax-efficient Loans—we’ll turn your savings into a steady stream of income that lasts as long as you do.

This isn’t about guesswork. It’s about building a reliable, sustainable plan that gives you freedom, confidence, and peace of mind.

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Financial Literacy

Understand Your Money. Own Your Future.

When you understand how money really works, everything changes—from how you save and spend to how you plan for your family’s future.

Our financial literacy service is all about giving you the knowledge and confidence to make smart decisions. We break down complex topics like saving, investing, insurance, taxes, and retirement planning in a way that actually makes sense—no confusing jargon, no judgment, just clear, honest education tailored to your life.

Whether you're just getting started or want to take your financial know-how to the next level, we’re here to empower you with tools, insights, and support every step of the way.

Visual 1 Secure Retirement

Secure Retirement

Tax strategies create a retirement where you get to keep more of what you earned.

Visual 2 Financial Education

Financial Education

The understanding of financial products gives you the opportunity to choose what is best for your unique financial goals.

Visual 3 Growth without loss

Growth without loss

Indexing allows you to get the gains of the market without the loss and creates a stream of income you can’t outlive.

Our Process

Schedule a consultation

Schedule a consultation

To schedule consultation, first, go to the Schedule My Consultation at the bottom of this page and select the best date and time for your consultation.

We do the work

We do the work

The first appointment is mostly about getting to know each other to see if by working together it would benefit your financial goals. Then, we will set up a second appointment to go over the proposed options that I have created for your specific financial goals, and discuss which options are best for you.

Enjoy the outcome

Enjoy the outcome

Enjoy the benefit of having financial knowledge, protection for your retirement and Peace of Mind knowing that when the market goes up you make money, and when the market goes down your money is protected. In case of an illness or injury you will not have to worry about taking money out of your savings account.

What Our Clients Say

" I did not know I could use the cash value in a life policy that way! " Thank you for helping my family with our financial goals.

If you are looking for some awesome, knowledgeable people to work with, Jason and Bee are the ones I trust, I highly recommend. Their friendliness and result-driven approach is what I love about them.

Chee V.

NC

" I did not know I could use the cash value in a life policy that way! " Thank you for helping my family with our financial goals.

Elam L.

CA

Jason- Thank you for helping with my retirement goals. Outstanding customer service! I looking forward to our next meeting. 

Ryan C.

CA

Us vs. Them: Unmatched Financial Advantages

With Us

  • Living Benefits
  • Tax Strategy
  • Income for Life
  • Protection so you will never lose principle and gains
  • Financial Education

Them

  • No Living Benefits
  • No Tax Strategy
  • No Income for Life
  • No protection against losing your principle and gains
  • No Financial Education

FAQ

Are there any resources you can provide?
Aren’t all financial products the same?
What are living benefits—and do I need them?
What’s the best way to pass money to our kids without a big tax bill?
Should I pay off debt first before saving for retirement?
I’m already saving through work with a 401K IRA. Do I need to contribute to different accounts for my retirement?